{
  "name": "conversion-ledger",
  "title": "Conversion Ledger (RAD)",
  "description": "Free, read-only MCP server for HUD's Rental Assistance Demonstration (RAD): every public housing conversion in the RAD Resource Desk export, each housing authority's converted, pipeline and remaining units, HUD's 2026 RAD contract rents and caps for unconverted projects, current program facts with statute and notice citations, and first-mortgage sizing under FHA 223(f), FHA 221(d)(4), Freddie Mac and Fannie Mae terms. Every result cites its source, as-of date and a rad.loans page. No authentication.",
  "registryDescription": "HUD RAD conversions, housing authority records, 2026 RAD rents, program facts and debt sizing.",
  "version": "1.0.0",
  "url": "https://rad.loans/mcp",
  "transport": {
    "type": "streamable-http",
    "url": "https://rad.loans/mcp"
  },
  "remotes": [
    {
      "type": "streamable-http",
      "url": "https://rad.loans/mcp"
    }
  ],
  "authentication": {
    "type": "none",
    "required": false
  },
  "protocolVersions": [
    "2026-07-28",
    "2025-11-25",
    "2025-06-18",
    "2025-03-26",
    "2024-11-05"
  ],
  "capabilities": {
    "tools": {
      "listChanged": false
    }
  },
  "tools": [
    {
      "name": "search_conversions",
      "title": "Search RAD conversions",
      "description": "RAD public housing conversions from HUD's RAD Resource Desk export, newest first: project, housing authority, state, PBV or PBRA, units, status, CHAP and closing dates, tax credits (4%/9%), FHA insurance and Section 18 blend flags, with each housing authority's rad.loans page.",
      "readOnly": true
    },
    {
      "name": "get_housing_authority",
      "title": "One housing authority's RAD record",
      "description": "A public housing authority's RAD record: closed conversions (units, PBV/PBRA, tax credits, FHA), deals between CHAP and closing, remaining public housing units and their weighted 2026 RAD rent, and its conversions list. Give the HUD PHA code (IL002), the rad.loans page URL, or name + state.",
      "readOnly": true
    },
    {
      "name": "get_rad_rents",
      "title": "2026 RAD rents for a public housing project",
      "description": "HUD's 2026 RAD contract rent for unconverted public housing projects, with the PBV (110% FMR) and PBRA (120% FMR) caps, HUD's 90/10, 60/40 and 30/70 blend rent estimates, the utility allowance and 2024 operating fund and tenant rent per unit month. Give a PIC project number, or project/pha name with state.",
      "readOnly": true
    },
    {
      "name": "size_rad_debt",
      "title": "Size a RAD first mortgage",
      "description": "First-mortgage sizing for a RAD property under FHA 223(f), FHA 221(d)(4), Freddie Mac (HUD Section 8), Fannie Mae Affordable Housing Preservation: the loan each execution supports by coverage and by loan ratio, which test binds, and annual debt service including FHA's 0.25% premium. Defaults come from HUD Mortgagee Letter 2025-03, the MAP Guide, 90 FR 45789 and the Fannie Mae and Freddie Mac term sheets, with HUD's median FHA note rates. Same math as rad.loans/tools/rad-debt-sizer/. A sketch, not a loan offer.",
      "readOnly": true
    },
    {
      "name": "get_rad_program_facts",
      "title": "Current RAD program facts",
      "description": "The current state of RAD law and terms, each with its primary source: permanence and the 555,000-unit cap (Public Law 119-101 section 212, July 2026), the governing notices, PBV and PBRA contract terms, FHA premium and underwriting, the 2026 LIHTC bond test, agency terms.",
      "readOnly": true
    },
    {
      "name": "get_financing_quote_link",
      "title": "RAD financing quote link",
      "description": "The page where a housing authority, developer or owner can request a financing quote for a RAD conversion, Section 18 blend, PRAC or Component 2 conversion, or a refinance of a converted property, from Janover Capital LLC. Optional prefill. Returns a link only; it submits nothing.",
      "readOnly": true
    }
  ],
  "documentation": "https://rad.loans/developers/",
  "openapi": "https://rad.loans/openapi.json",
  "websiteUrl": "https://rad.loans/developers/",
  "publisher": {
    "name": "Conversion Ledger (Janover Capital LLC)",
    "url": "https://rad.loans/",
    "contact": "hello@rad.loans"
  },
  "privacyPolicy": "https://rad.loans/privacy/",
  "termsOfService": "https://rad.loans/terms/",
  "license": "HUD and RAD Resource Desk data are public domain; the compilation and computed figures are CC BY 4.0 (credit \"Data: Conversion Ledger (rad.loans)\" with a link)",
  "icon": "https://rad.loans/icon-512.png"
}